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Conservatism bias..


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The below illustration is to showcase how you need to invest larger sums as you delay your retirement saving and how much it costs you in the long run. The %change is reflected over the previous start age. The calculations are done assuming a rate of return is 12% p.a. CAGR. Assumed rate of return(s) are net of loads and expenses. A delay in 10 years cuts your retirement corpus by more than 50% at every step even though you may invest the same amount over time. ------------------------------------------------- For investments, contact:                Samarth Holdings Address: Office 201, 2nd Floor,                Trade Net Building,               Viman Nagar                Pune. Mobile:   +91- 8805111007 Email:     samarthholdings@aol.com -----------------------------------------------