When people say "investment in stocks and mutual fund are very risky" and you see tag-lines after every stocks/equities related advertisements like "Mutual funds are subject to market risk, please read the offer document carefully before investing", one must understand the reward that one is willing to receive after taking the risk. There is always a 'risk-to-reward' ratio attached to any given financial instrument. Speaking broadly risk is not only attached to financial instruments but also it is linked to our day-to-day activities.  Like waking up in the morning (falling from bed is a risk), taking a bath (slipping and falling in the bathroom is a risk), ironing your clothes (electric current is a risk), travelling to office (accident is a risk), walking in rain (hitting by lightning is a risk), working at office (natural calamities like earthquake is a risk) so on and so forth. We never pay attention to such risks, even if they are much larger than...

Long, long ago, there lived a monster in a tiny village. The villagers were terrified of it and felt that their hamlet was cursed to have such a creature living in their midst.  Several men tried to fight the monster. One man attacked it with a sword, but the creature grabbed the weapon, and almost magically pulled out another sword—twice as large, twice as sharp—and cut the attacking man in half. At another time, a villager set off with a huge wooden club to clobber the monster. The monster responded by slamming him with a wooden club twice as heavy as the one he had brought along. On yet another occasion, a villager tried to set the monster on fire. But the monster merely opened its mouth to swallow the fire; and in return, spewed leaping flames that roasted the poor man. Scared by these incidents, the village folk gave up trying to fight the monster. They began to believe that this was their lot and they would have to learn to live with it. Then, one day, a lit...

It all started one lazy Sunday afternoon in a small town near Toronto in Canada. Two school-going friends had a crazy idea. They rounded up three goats from the neighbourhood and painted the numbers 1, 2 and 4 on their sides. That night they let the goats loose inside their school building. The next morning, when the authorities entered the school, they could smell something was wrong. They soon saw goat droppings on the stairs and near the entrance and realized that some goats had entered the building. A search was immediately launched and very soon, the three goats were found. But the authorities were worried, where was goat No. 3? They spent the rest of the day looking for goat No. 3. There was panic and frustration. The school declared a holiday for the students. The teachers, helpers and the canteen boy were all busy looking for goat No. 3, which, of course, was never found. Simply because it did not exist. Likewise investors spend their precious time in pursui...

Steve Jobs hired John Scully who in turn fired Jobs from his job. Jobs came back and how. Jobs had vision and conviction The markets may turn volatile. It may get topsy-turvy. You may collapse from great height. But 1) If you are educated in personal finance 2) If you have a vision 3) If you have the conviction 4) If you have the discipline 5) If you practise asset allocation Your wealth will rise like a phoenix and you will stay sturdy like the rock of Gibraltar.  ------------------------------------------------------- For investments contact: Samarth holdings Mobile: +91-9561733111 Email: chouguleanup@gmail.com Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures are with their respective own...

1. Investment is difficult because we make strategies based on past performance but lose conviction in the future performance. 2. Never retire. Only become financially independent so that you never retire 3. We see the last Bull market are as a “lost opportunity” to sell but see the next Bull market as an “impending opportunity” to buy 4. We see the last Bear market as an “opportunity lost” but the next Bear market as a “looming threat” 5. Selling should be something that’s done sparingly and associated with your goals and not what market prices are doing. For Investments contact: Samarth Holdings Cell: +91-9561733111 Email: chouguleanup@gmail.com Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures are w...

Our Father please be our lead Keep us away from greed Let fear not come our way Let impatience be at bay And envy not be my possession My life be away from speculation For Investments contact: Samarth Holdings Cell: +91-9561733111 Email: chouguleanup@gmail.com Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures are with their respective owners and if they object to our using them, we shall immediately remove the same.

MSD’s was feeling very depressed one day when his boss told him that life throws different kinds of balls on us.  Some balls are meant to be hit, some defended, some to be left aside and bouncers are to be ducked. Whatever be the case one must never ever give up but instead show patience and resolve to play on and on because that is the path to score big in life.  Ironically that is also the path to create big wealth because even in SIP investing the market throws different kinds of balls at the investor.  Market volatility at times makes one feel enthusiastic and at other times can leave one depressed. But in order to create serious wealth one needs to show resolve to traverse the volatile path by sustaining one’s SIP irrespective of the mood of the market. For investments contact: Samarth Holdings: +91-9561733111 Email : chouguleanup@gmail.com

From a 1000 in 1996 to 10000 in 2017 it has been a great journey. It has seen some hiccups during the same, but all in terms of healthy corrections. Don't get missed out from the journey ahead. Invest and stay invested ! For more details contact Samarth Holdings: +91-9561733111 Email : chouguleanup@gmail.com

If you see, in the year 2006-2007 the nifty index was in the range of 3000-3500. As time passed, there were new policies introduced by the government, new trade norms were happening between countries, companies from various sectors were benefiting hugely by economic steps taken forward in the direction of growth. Today the Nifty has crossed 9600 mark.  Investors wealth tripled in this period. Stronger the nation, healthier the indexes.  Happy investing. For more details contact: Samarth holdings Mobile: +91-9561733111 Email: chouguleanup@gmail.com

SIP - Systematic investment plan is a healthier option for investing in mutual funds, just like yoga which leads to healthier life. Some of the advantages of SIP investment are: Low cost of entry. Averages out the NAV movement to give stable returns. No personal attention needed to time the markets. No personal attention needed to time the markets. Better option for long term continuous investment. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

The volatility of the market can be used in great effect to  get a fresh start  for investing,  average out your investments at the right levels,or to book profits and exit from a stock holding. They are just opportunities. :)  Quote: "A pessimist sees the difficulty in every  opportunity ; an optimist sees  opportunity  in every difficulty.” For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com