Some investing thoughts. Would love to have your opinion. 1) Don’t overthink about which fund to invest in. Nobody in the world can tell which fund will be top of the chart after a decade. But the educated can certainly say with conviction that over the long term equity asset class will perform well 2)Calm down and forget about any short term lost opportunity. The long term will reward you well 3) Don’t complicate investing. Keep it simple. SIP in a diversified fund is simple enough with great long term potential to do well 4) Be sincere with your investment commitment. Be disciplined and all will be well. 5)Learn to let go. Investing will have mixed experiences. In the long term the good will win over the bad. 6) Enjoy small things like the ability to have a simple portfolio and the ability to manage your behaviour well 7) Be yourself. Don’t try to copy others. Take advice in keeping with your goals and that will make your journey go down well 8 ) Fall in love with...

Imagine if a movie was being released only for one show and you missed the first 25 minutes of the movie. How would you feel? Wouldn’t you feel extremely deprived because you’re unable to enjoy the full value of the movie. But luckily we have multiple shows of the same movie and even if you arrive late for a particular show, you can always watch the movie in the next show. The same thing is played out in stock markets. Had the stock market gone up only one way upwards without “Volatility” then in such a scenario the later you would enter, the bigger would be your opportunity loss. It is “Volatility” that presents a chance to those who missed entering the market in the first place or those who entered late to earn the full potential arising out of the economic growth. Thus volatility allows you another chance to watch a new show at a new time and enjoy the fruits of your investment without any compromise. ------------------------------------------------- For inv...

Dear Investors, Hope you are doing well.  Recently SEBI (Securities & Exchange Board of India) has mandated that there will be re-categorisation in equity and debt mutual funds across all AMC's. This re-categorisation means there can be a change in the fundamental attributes of the prevailing mutual fund scheme that you are holding or there can be a simple name change without altering the fundamental attributes. For example lets say  ICICI ultra short term fund , has changed its fundamental attributes and is now  ICICI corporate bond fund   in the category of corporate bonds. While some funds have simply changed there names for example HDFC Balanced fund  is now  HDFC hybrid equity fund , or  ICICI Pru top 100 fund  is now  ICICI Pru large and mid cap fund  keeping their fundamental attributes same. These changes will be affected from  23rd May till first week of June  (different for differen...