When you go out to dine in a fine restaurant you usually have two options. 1) Buffet where you pay and eat all that you want. Usually one over eats and lands up being stuffed. Also greed of eating makes you select food that you would otherwise not consider as your need. In the end your satisfaction actually falls. 2) In a la carte you land up ordering sometimes more and at other times the wrong dish causing unnecessary dissatisfaction. The fear of high prices makes you order some other item which does not seem good enough. You land up regretting for having ordered the wrong food. Eventually you have to order what you had initially passed off. More money spent, more wastage and your satisfaction actually falls. Another third approach is when the waiter has formed a relationship with you. He kind of knows what you and your family like. He decides the quantity of food and also the dishes that are popular and suitable to your family’s tastebuds. He orders a complimentary dess...

Whether LTCG or not people will continue to face challenges, and solution will always be in the long term investing in equities. Bad news will be digested by the markets in the short term and it will help in terms of correction.  These are opportunities for the investors to get in for a long term. ------------------------------------------------- For investments, contact:                Samarth Holdings Address: Office 201, 2nd Floor,                Trade Net Building,               Viman Nagar                Pune. Mobile:   +91- 8805111007 Email:     samarthholdings@aol.com -----------------------------------------------

Having a security guard does not mean that your home should be burgled every night and that he should be fighting off the burglars every night. A guard provides us peace of mind. You are happy to have him standing in front of  your house day in and day out despite of theft. Even if several years pass and there isn’t any attempt of theft, we never regret having the security guard outside our house. In fact we will be happy to have him there for years together without any experience of theft. Likewise, having a Financial Advisor does not mean you need to engage him on a daily basis.  He too is like the security guard. The only difference being the security guard looks after your home while the Financial Advisor looks after your wealth. His being there gives us peace of mind because we know that while we may be busy with other work, he is looking after our wealth. He guards us against incorrect investor behaviour that we can show up from time to time He guard...

Honoured to be the part of Advanced Financial Goal Planning training, from American Academy of Financial Management. ------------------------------------------------- For investments, contact:                Samarth Holdings Address: Office 201, 2nd Floor,                Trade Net Building,               Viman Nagar                Pune. Mobile:   +91-9561733111, 8805111007 Email:     samarthholdings@aol.com -----------------------------------------------

Before we begin this article, we would like to wish you a very happy new year. We begin the year with a slew of resolutions. Type in 'Common New Year resolutions' in Google and you get the usual suspects: losing weight/joining the gym are typically at the top, while a few not so regular ones like learning a new language or hobby also find a mention Have you ever made a New Year resolution and failed to keep it? Don't worry, you've got company: just 8% - that's right, EIGHT percent! - of people stick to their resolutions for the entire year. Spending less and earning more typically winds up somewhere on these lists of common resolutions, but should be higher! On that note here is a list of 4 financial resolutions we think you ought to keep and follow (we certainly try our best to!): 1.Avoid Bit-Cons!: There will be many such stories and manias that you'll encounter in your investing lifetime. Don't fall for these cons or stories. Keep your fi...