Having a security guard does not mean that your home should be burgled every night and that he should be fighting off the burglars every night. A guard provides us peace of mind. You are happy to have him standing in front of your house day in and day out despite of theft. Even if several years pass and there isn’t any attempt of theft, we never regret having the security guard outside our house. In fact we will be happy to have him there for years together without any experience of theft. Likewise, having a Financial Advisor does not mean you need to engage him on a daily basis. He too is like the security guard. The only difference being the security guard looks after your home while the Financial Advisor looks after your wealth. His being there gives us peace of mind because we know that while we may be busy with other work, he is looking after our wealth. He guards us against incorrect investor behaviour that we can show up from time to time He guards us agai