When people say "investment in stocks and mutual fund are very risky" and you see tag-lines after every stocks/equities related advertisements like "Mutual funds are subject to market risk, please read the offer document carefully before investing", one must understand the reward that one is willing to receive after taking the risk. There is always a 'risk-to-reward' ratio attached to any given financial instrument. Speaking broadly risk is not only attached to financial instruments but also it is linked to our day-to-day activities.  Like waking up in the morning (falling from bed is a risk), taking a bath (slipping and falling in the bathroom is a risk), ironing your clothes (electric current is a risk), travelling to office (accident is a risk), walking in rain (hitting by lightning is a risk), working at office (natural calamities like earthquake is a risk) so on and so forth. We never pay attention to such risks, even if they are much larger than

Starting is very important. Things fall in place as they come. Simple rules of investing 1) Start investing and just don’t think about it. Starting is the biggest step 2) Imagine the goals. Think about them. Goals are the inspiration that helps you sustain the efforts and keeps taking you forward. 3) Commit yourself to the journey by hiring a coach/Advisor to keep you on track, to prevent you from wavering from your path. 4) Ensure the money gets auto-debited every month so that your energy is not consumed every month in taking such decisions. An SIP serves this purpose. ------------------------------------------------- For investments, contact:                Samarth Holdings Address: Office 201, 2nd Floor,                Trade Net Building,               Viman Nagar                Pune. Mobile:   +91-9561733111, 8805111007 Email:     samarthholdings@aol.com ----------------------------------------------- Disclaimer:  None of the images a

The beauty of the hill station is because of the challenging road that takes you there. In the same way the beauty of wealth creation is because of the challenging road of volatility and patience that takes you there.  Premature withdrawals of funds might not give you the expected returns and hence will not fulfil your goals.  ------------------------------------------------- For investments, contact:                Samarth Holdings Address: Office 201, 2nd Floor,                Trade Net Building,               Viman Nagar                Pune. Mobile:   +91-9561733111, 8805111007 Email:     samarthholdings@aol.com ----------------------------------------------- Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures