Investments made in fixed deposits and various govt. bonds or even idle money lying in savings accounts are of no use, because the post-tax returns can hardly beat inflation. For a simple explanation of inflation, consider the following example: If today (this year) 1kg of apple cost Rs.100/- and if inflation is at 5%, then next year 1kg of apple will cost you Rs.105/-. So always consider inflation adjusted post tax returns while investing. For investments contact: Samarth Holdings : +91-9561733111 Email: chouguleanup@gmail.com Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures are with their respective owners and if they object to our using them, we shall immediately remove the same.

Happy Ganesh Chaturthi to you and your family. May god bless you with health, wealth and prosperity. 

Ben Graham is considered to be the father of value investing and Warren Buffet's guru.  His focus was on value stocks - companies that were trading far below the value of their assets.  Graham said investors should analyse a company's financials and come up with intrinsic value and buy the company only when it's trading below the intrinsic value. The best stocks of this nature are those that trade at least one-third below their net current asset value (current assets minus liabilities). There are plenty of diversified equity mutual funds available in the MF industry which follows 'value style investment' approach that of Ben Graham and Warren Buffet. If you have a long term horizon, then these funds will surely reap decent benefits and will be a wealth creators. For investments contact: Samarth Holdings : +91-9561733111 Email: chouguleanup@gmail.com Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,

Disclaimer:  None of the images are our creation. We have used images from sites like   www.pexel.com ,   www.pixabay.com , Google Images, WhatsApp, Facebook etc.Only the captions associated with the images relating to personal finance have been crafted by us.The copyright of all the pictures are with their respective owners and if they object to our using them, we shall immediately remove the same.

When MSD started playing well as a youngster for this college, there were a few people watching him. As time went by and he started playing at a higher level, the crowd started getting bigger and bigger and today a billion hearts beat for him when he takes his guard and gets ready to face the bowler.  This is like the power of compounding. Discipline, dedication and patience in investing rewards the investor with the power of compounding turning millions into billions. One more short lesson that we can learn from the champ is that MSD’s first love wanted to announce their relationship but MSD kept saying that they have a lot of time.  But she passed away in a tragic accident conveying the message that we don’t have a lot of time. In fact time is a very limited resource and one must never waste time whether it is in life or in investing.  The first 10 years in a 30 years investment cycle, contributes 82% of the wealth that gets created at the end of the investment perio

MSD’s career started on a bad note. His initial scores were so bad that he was not sure whether he would even get a chance to play the next match. And then he scored and scored big .  Even in investing, one must not lose heart if the ‘returns’ in the beginning are less than expectation.  Just keep at it and soon the ‘returns’ will start to look good. So give your investment time. In MSDs case Saurav Ganguly, the skipper knew it and persisted with him. Later in his career MSD himself showed patience with Ravindra Jadeja till he came good. For Investments contact: Samarth Holdings: +91-9561733111 E-mail: chouguleanup@gmail.com