When people make choices, sometimes they have a good understanding of the probability of something happening whilst other times the situation is ambiguous, whereby the probability of the event is unknown. In such situations, people are more likely to choose the former situation, preferring a known probability over an unknown probability. Investing in Fixed Deposits is preferred because the outcome is clear unlike investing in a mutual funds despite the fact that mutual funds beat Fixed Deposit returns hands down. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

SIP - Systematic investment plan is a healthier option for investing in mutual funds, just like yoga which leads to healthier life. Some of the advantages of SIP investment are: Low cost of entry. Averages out the NAV movement to give stable returns. No personal attention needed to time the markets. No personal attention needed to time the markets. Better option for long term continuous investment. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

Conventionally real-estate in India is considered to be a safer and a productive investment option rather than other asset classes.  But it makes sense to buy a home or a commercial shop if you are using it for living or you have a business running in your shop. Which means it should suffice the primary need of shelter.  Equity based mutual funds in terms of investment option have performed well, compared to that of real estate, over the years. Lets see this with an example. My friend's dad once bought a flat for investment purpose in the year 2007 for 21Lakhs. It was a cozy little 1-bhk flat situated in the budding areas of Pune. He met me few days back, he said that "yaar, abhi mere flat ki value 50 lakh ho gayi hai, more than double in 10 years" he said it with a smile. I said okay. :) If you look at it closely then his flat in Pune has generated just 13.8% annually. If his dad would have invested the same amount in a good balanced fund in the year 2007 the

Early retirement plans will have tremendous effect on the sum receivable when you retire. Today if your age is 25 years. A year long delay for starting a SIP of Rs.5,000/- a month, which means Rs.60,000/- for a year, you miss Rs.31,67,977/- (Thirty one lakh, sixty seven thousand Rupees) after 35 years when you retire.  (Calculated by 12% avg. return from a fund compounding annually.) For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

Imagine you are moving at 10km per hour and your friend is moving at 11 km per hour. After 6 minutes they are only 100 m (1/10th of 1km) apart which is not very significant. You can literally see each other. After an hour you are 1 km apart. You can no longer see each other but still you aren’t all that far from each other. If you wish you can meet each other easily. But after 10 hours you are 10 km apart and after 100 hours you are 100 km apart. Now you are in two different cities. It’s too far to meet each other. Perhaps you have to speak over phone. Likewise investing in a fixed deposit of 6% per annum or investing in a mutual fund of 10% per annum does not make a huge difference when invested for a period of 1 year or even for that matter for a period of 2 years. However, if you were to invest for a period of 10 years to 15 years, the 4% difference but nearly 100%. Hope this explains why even a 4% difference in returns cannot be ignored in the long term and moreov

As per your income tax slab you can save your tax money by investing in ELSS - Equity Linked Saving Schemes. They are a type of mutual-funds that saves your tax. You can invest upto 1.5 lakhs and get the tax benefit according to your tax slab. (e.g. If you fall under the income tax slab of 20%, and suppose you invest Rs.12,500/- in an ELSS fund through SIP route, then for that financial year, you get tax exemption of Rs.30,000/-) Usually ELSS mutual funds give good returns than that of ulips, insurance etc (depending on market conditions), and they have the shortest lock-in period of 3 years.   For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

The volatility of the market can be used in great effect to  get a fresh start  for investing,  average out your investments at the right levels,or to book profits and exit from a stock holding. They are just opportunities. :)  Quote: "A pessimist sees the difficulty in every  opportunity ; an optimist sees  opportunity  in every difficulty.” For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

Your friend's investment plan may not always be perfect in achieving your financial goals. Mere copying of plans may not help. Many people usually look for short term gains from the stock market which may end up in incurring losses.  We should decide that "main bolta hoon, yeh scrip buy kar le, achha profit milega", can really fulfil our long term goal ? Discuss all the financial plans with an advisor to achieve goals. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

There was a time when the family car lasted a lifetime. Even today you may find an Ambassador parked in the garage of an old Bawa. However, times have now changed. Cars are shown the exit door even as they are in perfect working condition. Why not buy the latest model on the block. Life after all is about consuming the best. Why wait. Why give time. And who wants an old contraption requiring constant repairing. Forget cars, these days, even people are being made to exit jobs prematurely. Look around and see for yourself and you’ll find that most new age companies’ oldest employees are under the age of 50. A perfectly healthy and employable person is being discarded like a new car is. This brings us to the risk of living as against the risk of dying. Life insurance to large extent will take care of risk of dying but what do we do to guard ourselves against the risk of living. With life span on the rise and people crossing 80 quite easily and with the exit door being sh

Start young. You can't imagine the amount of wealth that you can create even if you start investing a year early. Mr. Warren Buffet started investing at the age of 11, but still regrets, as he could have started even earlier. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

He was 30. He decided to take a loan and buy a house like the rest of his friends. For the next twenty years he paid an EMI of Rs.50000.However, this EMI of his became an impediment in his investment path and because he failed to do an SIP. After 20 years, he at 50 is without a job. He lives in the same house and can’t sell it. Life has come a full circle as he stands at the crossroads of life wondering what to do. A wife, parents and two children with just a house to live and a few lakhs in the bank with a long life ahead. These are those rare moments when one wishes for a shorter life. As he stood there wondering what went wrong, he could see something very clearly. “His EMI had hurt his progress?” Had he lived in a rented house which in those days would have cost him Rs 20,000 and had he invested the balance Rs 30,000 in an SIP instead, the wealth he would have made would have been Rs 6 cr. instead of the few lakhs that he currently had. Even if he were to li

Do u know how long Sachin Tendulkar played ? The US $ was at 19 Sensex was at 800 points (Now it has crossed 31,000) Petrol was at ₹ 9.84/- Diesel was at ₹ 4.08/- Gold was at ₹3100/10 gm when he made his debut !  If we had invested in these, we could have retired with him  So invest now & retire with Virat Kohli ... New offer  Call us now on +91 95617 33111 to know which mutual funds are todays Virat Kohli & can give you consistent returns & stability like Sachin Tendulkar. Happy Investing  😊 🙏

You are just a call away to understand debt mutual funds. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

When you say.. why mutual funds ? These are the probable reasons you should look for. For more details contact: Samarth Holdings. Phone: +91-9561733111 Email: chouguleanup@gmail.com

Mutual Funds are real wealth creators. The right mix of transparency, product mix and liquidity gives mutual funds an upper edge over conventional real-estate investment. Time and patience are the only factor that needs to be given for fruitful returns. For more details contact:  Samarth holdings   Phone: +91-9561733111 Email: chouguleanup@gmail.com